Top Instant Cash Loan Apps in India

Top Instant Cash Loan Apps in India

In this age of digital economy, there is a solution for most of our day to day problems. One of the biggest problems faced by millennials in India is the problem of financial shortage. There are times when you have to fulfil a certain need for yourself or the family and you do not have a clue where to arrange the money from. While there is the option of getting loans from banks, we all know how cumbersome the whole process can be. Moreover, it is not the most viable option for short term financial emergencies.

Since this is a big problem for the general Indian person, a lot of Fintech companies have come up with a solution to this in the form of instant cash loan in India. These companies have launched their services as apps so that people can easily get access to them and make use of the services.

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So, here are the top apps which provide instant cash loan in India.

1. EarlySalary

Founded by Akshay Mehrotra in 2015, this Pune-based company gives instant loans to borrowers. The borrowers then get the option to return the money through EMIs that range from 7 to 50 days.

2. CrediFiable

Founded by Presha Paragash in 2017, CrediFiable is a Bengaluru-based Fintech that offers personal loans ranging from 5000 rupees to 5 lakh rupees. You can then repay the loan through EMIs.

3. PaySense

Founded by Prashanth Ranganathan and Sayli Karanjkar in 2015, this Mumbai-based company offers instant loans that can be paid back through timely EMIs.

4. MoneyTap

Founded by Anuj Kacker, Bala Parthasarathy, and Kunal Varma in 2015, this Bengaluru-based company gives instant loans up to 5 lakh rupees. The repayment of the loan can be done through easy EMIs over a period of 2 to 36 months.

5. CASHe

Founded by V. Raman Kumar in 2016, this Mumbai-based Fintech company has a unique concept. It uses something called Social Loan Quotient and curates credit profiles of salaried employees using social media platforms that help them in instant loan disbursement.

6. InstaPaisa

Founded by Rohit Agarwal and Nikhil Sarma, this Delhi-based company does the job of connecting borrowers with lenders that results in instant loan transactions.

7. Flex Salary

Founded by Anil Pinapala and Srinath Kompella, this Hyderabad-based company offers one of the top instant loan apps in India. It lets you borrow loan amount of up to 2 lakh rupees.

These were the top apps that offer instant loan in India. While there are a lot of other apps and services that provide personal loans, these were the one that made it to our list.

Hope you found this post helpful and informative. If you have any questions or suggestions related to this post, please let us know about it in the comment section below. Also, if you want to know more about cash loan apps, feel free to reach out to us. We would be glad to help you.

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7 Passive Income Ideas (That Work)

7 Passive Income Ideas (That Work)

Everybody wants to get rich, but very few know the tricks for generating consistent wealth and making it grow. In this article, we are going to talk about some of the most profitable passive income ideas you can start implementing and generating a regular income. These are simple yet effective steps that can make you more money than you can think of. So, here are 7 actionable passive income ideas that you can start working on.

  1. Build apps

One of the best sources of passive income is to build apps for Android and iOS devices. With the increase in mobile phone purchase and the ever-increasing reach of the internet, mobile phone apps are one of the best ways to generate regular passive income.

  1. Build websites and blogs

Websites and blogs can be great sources of passive income. When you have a good amount of traffic coming to your website on a consistent basis, you can make a good living out of it.

  1. Invest in stocks, bonds and mutual funds

You can use your ideal money as a tool for wealth generation through investments. There are various ways to put your ideal money to use. You can invest your money in mutual funds. You can buy stocks or bonds. There are a lot of ways to put your ideal money to use and earn more money from it.

  1. Trade in cryptocoins

This is one of the most recently known ways of generating passive income. It has been hardly a decade since the introduction of the first cryptocurrency and since then these have become a great way to generate passive income. You can buy and sell cryptocurrency on crypto trading platforms and make huge profits from it. A good place to look for information about the recent updates from the world of cryptocurrency would be coinscalendar.net.

  1. Sell online courses

People on the internet look for courses. You can create guides and course books about anything that you are skilled in. You can earn a good deal of money by selling online courses to people who are looking for that specific course you are offering them. This is an effective way of generating more passive income.

  1. Affiliate Marketing

Affiliate Marketing is one of the most popular means of passive income today. It is about promoting products and earning commissions on the sale of products. All you need to start affiliate marketing is a blog or a website. You can describe the product to your audience and earn affiliate commissions when they purchase those products through your link.

  1. Sell goods on eBay or Amazon

Become registered sellers on eBay or Amazon and start listing your products. You can make a decent amount of money by selling through these websites as they have a wide reach.

These were some of the best passive income ideas that you can start working on and start generating a decent amount of money. We hope you found this post helpful and informative. Let us know your thoughts and suggestions in the comment section below. Thank you very much for reading!

Pros and Cons of Wi-Fi Hotspots

Pros and Cons of Wi-Fi Hotspots

There has been a huge increase is the use of WiFi hotspots over the last few years. These allow people to stay connected to the internet using laptops or other devices when they are away from their office or home. There are a lot of benefits to being able to connect to the internet via WiFi hotspots, but additionally, there are a number of disadvantages too.

PROS

  1. Easy availability

The primary advantage is the fact that you can access the internet from various different locations. Most of the time you are not very far from somewhere you can get internet access. If you have to catch up with your emails, for instance, you can. Cafes, airports and on trains are some of the places where you can get access to WiFi hotspots.

  1. On the go coverage

If you routinely travel to your job location, you can make use of the internet while on your commute. Even when you are out for a client meeting or something related to work, you can find access to the internet through WiFi hotspots. This makes you more productive.

  1. Mobile access

People nowadays want access to the internet not just through their computers or laptops. A lot of people use internet on their mobile devices. From reading their emails to checking their social network feeds, mobile devices are being used more than ever to get connected to the internet. WiFi hotspots serve the purpose of keeping you connected to the internet all the time through your mobile devices.

  1. Advertising tool

A lot of companies use WiFi as an advertising medium, offering customers free online access. These include McDonalds and Starbucks. Customers being able to use the internet while drinking their Coffee or having a meal has become one of their selling points. This attracts a lot of customers to visit them again and again.

CONS

  1. Limited access and coverage

Access could be restricted and coverage intermittent. You cannot expect to get unlimited access to the internet while on a free WiFi network.

  1. Not reliable

It’s not always as reliable and simple as accessing the internet from home. Public WiFi hotspots have a lot of connections. This makes the network slower compared to your office or home network.

  1. Security issues

There are security issues. Accessing the internet from a WiFi hotspot isn’t always secure, especially when you’re dealing with sensitive info like important passwords and bank details or working over a company network.

While security can be a significant issue with WiFi, there are things that you can do to decrease the risk. All WiFi networks must have security measures in place, like having a Network monitoring software. A Network monitoring software lets you monitor your WiFi network. It can be used it to track IP addresses, MAC addresses & the connected device names.

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WiFi Explained

WiFi Explained

WiFi stands for Wireless Fidelity.  It allows computers and other devices to connect with each other into a LAN network and the internet without the use of wires.

It has made it extremely easy for people to connect to the internet and more and more people are actually getting connected to the internet because of WiFi. One of the greatest usefulness of the WiFi technology is that people can easily switch between different networks without having to worry about wires or cables.

WiFi Hotspots

It is the area around a WiFi source that connects computers and devices to the WiFi network. WiFi hotspots can be found in places like offices, cafes and even at homes. You can create a WiFi hotspot by having a wireless router with your broadband line. The hotspot connects the devices to the network allowing you to use it when you stay within the range.

What do you need for WiFi

Having a WiFi at home or office doesn’t cost much as in most cases you get the router free with your broadband Internet service. To start using the service, you need to have WiFi enabled computers and devices. For computers and laptops, they need to have WiFi adapters and cards.

The next thing you need is the right software. All popular operating systems have inbuilt WiFi connection management software. To get WiFi access on your mobile phones, you need to make sure that your device supports WiFi.

The benefits of WiFi

WiFi gives you a seamless internet connection to your offices and homes. Since WiFi hotspots are very common, staying connected to the internet has become a lot easier. Connecting to the internet for mobile users has become simpler and this has opened up a whole new world of opportunities.

This has allowed people from remote and rural areas to connect with the world in a better way. Places which were earlier deprived of communication are now getting the benefits of connectivity by using the internet through WiFi.

The limitations of WiFi

Like with every good thing in the world of technology, there are some disadvantages of the WiFi technology. One of the major limitations of the WiFi technology is that the connection radius of the network is not more than some dozens of feet. The intensity of the WiFi signal gets reduced when the device or computer is placed further away from the source of the network. Once you are beyond 20 to 25 meters, you are outside the coverage radius.

Another major disadvantage of using WiFi, especially in public places is the risk of your devices getting hacked. Using WiFi in such places can risk the leakage of your personal data and financial info such as online banking passwords.

Internet hogging is another version of internet fraud where the culprit uses the maximum bandwidth in a shared internet connection. However, with the use of tools like Wifikill, you can stop them from stealing your bandwidth. Wifikill lets you stop people from using your WiFi.

Conclusion

There is a lot to WiFi than this article. While this technology has brought about major changes in the way we use the internet and connect with the world, it has also become a cause of concern for many as to the consequences of using WiFi irresponsibly and for very long. Having said that, we are hopeful for a better technology in the near future that has fewer limitations compared to WiFi.